6.1 Company Information
| Field | Detail |
|---|---|
| Legal name | NEMOPAY GLOBAL CORP. |
| Incorporation number | BC1558961 |
| Jurisdiction of incorporation | British Columbia, Canada |
| Date of incorporation | 30 September 2025 |
| Registered office and business address | 1100 W 73rd Ave, Vancouver, BC V6P 6G5, Canada |
| Operating name | NEMOPAY GLOBAL CORP. |
| Website | nemopay.io |
6.2 FINTRAC Money Services Business Registration
NEMOPAY GLOBAL CORP. is registered as a Money Services Business with the Financial Transactions and Reports Analysis Centre of Canada (“FINTRAC”).
| Field | Detail |
|---|---|
| FINTRAC MSB registration number | C100001197 |
| Registered MSB activities | Foreign exchange dealing; money transferring; dealing in virtual currencies |
| Also shown on the FINTRAC registry | Payment service provider |
| Regulator | Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) |
| Regulator website | www.fintrac-canafe.canada.ca |
FINTRAC registration is a requirement under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act. It is not a licence, authorization or endorsement by FINTRAC of NEMOPAY’s services or suitability. NEMOPAY’s registration can be checked on FINTRAC’s public MSB registry, available from www.fintrac-canafe.canada.ca.
6.3 Retail Payment Activities Act: Bank of Canada Registration
NEMOPAY GLOBAL CORP. is registered with the Bank of Canada as a payment service provider (“PSP”) under the Retail Payment Activities Act (“RPAA”).
| Field | Detail |
|---|---|
| Registration status | Registered, effective 23 June 2026 |
| Registered payment functions | (i) The initiation of an electronic funds transfer at the request of an end user; (ii) the authorization, transmission, reception or facilitation of an instruction in relation to an electronic funds transfer |
| Payment functions not registered | NEMOPAY is not registered for, and does not perform, the payment function under which a provider keeps funds on behalf of an end user until they are withdrawn or transferred |
| Agents and mandataries | None |
| Supervisor | Bank of Canada |
| Supervisor website | www.bankofcanada.ca |
RPAA registration is not a banking licence, a deposit guarantee or an endorsement by the Bank of Canada. NEMOPAY’s registration can be checked on the Bank of Canada’s public registry of payment service providers at www.bankofcanada.ca.
6.4 Our Services and the Registrations That Apply
| Service | Description | Canadian registration |
|---|---|---|
| Service 1: cross-border business payments | Payments sent on the client’s instruction to the client’s beneficiaries through NEMOPAY’s banking partner, with currency conversion where needed. Funds are paid out within two business days of receipt of cleared funds or returned to the bank account they came from | FINTRAC MSB registration (money transferring; foreign exchange dealing); RPAA registration (electronic funds transfer functions) |
| Service 2: sale of USDT (TRC20) | Sale of USDT by NEMOPAY as principal from its own inventory, sent to the client’s own verified wallet or to a beneficiary at a licensed virtual asset service provider. No custody and no buy-back | FINTRAC MSB registration (dealing in virtual currencies) |
Services are provided to businesses, and individuals acting for business purposes, established or resident in Canada, excluding Quebec, or in the European Union or European Economic Area. Services are not offered to persons in the United Kingdom.
6.5 Compliance Framework
NEMOPAY’s compliance framework for its regulated activities consists of the following. NEMOPAY does not onboard clients until its identity verification and screening providers are in place, and does not sell USDT until blockchain analytics covering TRON is in place:
- An anti-money laundering and anti-terrorist financing compliance program under the PCMLTFA and its regulations, for which NEMOPAY’s Head of Compliance and Money Laundering Reporting Officer is responsible, and which is reviewed for effectiveness at least every two years.
- An RPAA Risk Management and Incident Response Framework.
- Sanctions screening against Canadian, United Nations, European Union, United Kingdom and United States (OFAC) lists, and blockchain analytics screening of wallets on the TRON network.
- Client identification, beneficial ownership and due diligence procedures.
- Review of every payment and USDT sale before execution, and suspicious transaction reporting.
- Travel rule procedures for electronic funds transfers and virtual currency transfers.
- Regulatory reporting and record keeping procedures.
- AML/CTF training for the Director and the Head of Compliance, completed before the first client is onboarded.
- Third-party and outsourcing risk management, including due diligence on the banking partner, service providers and liquidity counterparties.
- A privacy program under PIPEDA and the British Columbia Personal Information Protection Act.
6.6 What NEMOPAY Is Not
- NEMOPAY is not a bank, deposit-taking institution or trust company and does not have a banking licence.
- Payments made through NEMOPAY and the price paid for USDT are not deposits and are not insured by the Canada Deposit Insurance Corporation (“CDIC”) or any equivalent scheme.
- NEMOPAY does not provide client accounts or stored-value products, and does not keep USDT or any other virtual currency for clients.
- NEMOPAY is not a direct participant in any payment clearing or settlement system. Fiat payments are sent and received through NEMOPAY’s banking partner.
- FINTRAC registration is not a FINTRAC licence, endorsement or guarantee of NEMOPAY’s financial condition or of the safety of any transaction.
- NEMOPAY is not authorized in the European Union or the European Economic Area. It has no authorization, licence, registration or passport under EU financial services law, including the Payment Services Directive (PSD2), the Electronic Money Directive (EMD2), the Markets in Crypto-Assets Regulation (MiCA) or MiFID II, and is not a crypto-asset service provider authorized under MiCA. NEMOPAY’s Canadian registrations do not give it any EU or EEA authorization.
- NEMOPAY is not authorized in the United Kingdom. It is not authorized or registered with the Financial Conduct Authority and does not offer services to persons in the United Kingdom.
6.7 Contact for Regulatory Enquiries
| Field | Value |
|---|---|
| Regulatory and compliance enquiries | compliance@nemopay.io |
| General enquiries | support@nemopay.io |
| Address | NEMOPAY GLOBAL CORP., 1100 W 73rd Ave, Vancouver, BC V6P 6G5, Canada |